“I didn't know where to begin to make this happen. I could easily have been taken advantage of if I hadn't had a DHIC counselor in my court. They worked very hard to make it all happen. ”
-- Patricia Wilkinson
Homebuyer Counseling
At DHIC's Homeownership Center, our goal is to help first-time buyers develop and implement a homeownership plan tailored to their individual needs and circumstances. Our counseling staff are certified and use curriculum developed and tested by NeighborWorks® America. We have adopted the National Industry Standards for Homeownership Education and Counseling, and are proud to give our clients consistent, high-quality, and ethical service.
We offer a range of turn-key services to help buyers get mortgage ready, find a home, choose a lender, and access special financing opportunities. Best of all, you only pay a $35.00 registration fee.
- Private Counseling Sessions: We will review your credit, income and assets to help identify any obstacles you may face before becoming a homeowner. If you need to take corrective action, establish a budget, or build up a better credit score, our counselors will help you develop and stick to a sensible plan.
- Homebuyer Workshop: We require all of our clients to attend our six-hour Bringing Home the Dream workshop at some point during our work with you. This workshop is a prerequisite to qualify for many first-time homebuyer loan products in our area.
DHIC's 2009 Homebuyer Workshop Schedule (PDF) (Word)
- Loan Prequalification and Application: When you and your counselor determine that you are ready for homeownership, we will help you identify special financing programs and refer you to preferred lenders that are particularly knowledgeable about the first-time homebuyers' market.
- Finding a home. We maintain a referral list of preferred Realtors who understand the needs of first-time homebuyers. We will also let you know about DHIC homes that are available for sale. But whatever service you prefer, the homebuying choice is ultimately up to you.
- Post-Purchase Counseling: We hope our relationship doesn't end when you purchase your home. We want to make sure you keep it. Some clients need extra support to stick to their household budgets, while others face unexpected circumstances that affect their ability to pay their mortgage. Whether you are facing expensive maintenance issues, are considering refinancing, or are worried about foreclosure, we can get you through it.
Want more details? View our Counseling Flowchart.
Make an Appointment with a DHIC Counselor
Want to talk to a qualified and caring homeownership counselor? Fill out our On-Line Contact Form or call 919-832-4345 Extension 5 to tell us what you need and start the counseling process. A Homeownership Center representative will return your inquiry within two business days.
Here are some documents you may be asked to read or prepare before we schedule your first counseling session.
Homeownership Center
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Homebuyer Counseling
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DHIC, Inc.
113 South Wilmington Street
Raleigh, NC 27601
(919) 832-4345 (phone)
(919) 832-2206 (fax)
