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DHIC's Homeownership Counselors help potential buyers become mortgage-ready by delivering standardized counseling and training developed by the NeighborWorks America. Through homebuyer education, budget planning, and credit counseling, clients of DHIC's Homeownership Center develop and implement a homeownership plan tailored to their individual needs and circumstances.
Here's how you can take advantage of DHIC's Homeownership Center programs:
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DHIC's Saundra Harper provides one-on-one counseling to a prospective homeowner.
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- First, you will need to complete a DHIC Homeownership Pre-Qualification Questionnaire.
The questionaire is available in Adobe PDF or Microsoft Word format.
Please choose your desired format here:
PDF
Microsoft Word
After completing the questionaire, drop it off at our office or mail it to us:
DHIC, Inc.
113 S. Wilmington Street
Raleigh, NC 27601
When we receive your application, a DHIC Homeownership Counselor will review your questionnaire, pull your credit report, and determine whether you are ready to apply for a mortgage or whether you may need additional help from DHIC.
- Once your questionnaire has been reviewed, you will be asked to attend a Homeownership Center Orientation Session. After this required session, a Homeownership Counselor will set up a one-on-one counseling session to answer your questions and discuss budgeting, credit issues, or other potential obstacles to homeownership.
- If you choose to move forward, you will be required to complete twelve hours of Homebuyer Training at DHIC, including classes and individual counseling sessions.
Sheila Porter gets to the heart of the matter during a recent DHIC Homebuyer Training class. |
- When you and your counselor determine that you are ready for homeownership, your counselor will help you identify financing, advise you of DHIC homes for sale, and will refer you to a Partner Lender and Realtor that is particularly knowledgeable about the first-time homebuyers' market.
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You heard about DHIC. You learned that it is a new one-stop shop that provides services and products to prospective homebuyers and current homeowners. DHIC offers a wide array of services, including homebuyer education, individual counseling and many postpurchase services for homeowners.
Download a flowchart of the homeownership process to see how it works:
Adobe PDF
Microsoft Word
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Keep in mind that the choice of a home is always yours. DHIC's primary goal is to ensure that we provide potential buyers with the tools they need to become mortgage-ready and to purchase their first home.
If you would like to talk to our Homeownership Center staff before you begin our process, please call or email Saundra Harper (919-832-4345, ext. 3003) or Sheila Porter (919-832-4345, ext. 3002) .
DHIC has helped more than 200 families become first-time homebuyers. DHIC is proud of its record of building quality homes for first-time homebuyers. For more information, check out our portfolio of prior DHIC homeownership developments.
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ABOUT DHIC
