Financial Literacy
Counseling
Your financial goals are about more than homeownership. Whether you’re working to improve your credit, pay down debt, build savings, or prepare for a future purchase, we can help you take the next step.
Financial confidence starts with understanding your options. We’re here to help you build the knowledge and skills to make informed decisions at every stage of your financial journey.
Our team of certified financial counselors take a holistic approach to your finances, and look at the full picture
→ Budgeting
→ Debt Management
→ Understanding & Improving your Credit
→ Building Savings
→ Understanding Insurance
→ Investing
Through one-on-one guidance, you’ll gain practical tools and personalized strategies to help you build financial stability and create more opportunities for your future.
This counseling may be right for you if you want to…
→ Create a budget and increase your savings
→ Pay down or manage your debt
→ Improve or understand your credit
→ Prepare for a major financial goal, including homeownership
→ Better understand insurance & other financial products
You don’t have to have all the answers or know exactly where to start. Financial counseling is a judgment-free opportunity to learn new strategies, build confidence, and develop habits that can support greater financial stability in both the short and long term.
3 Ways to Engage with us
1 on 1 Counseling
Counseling sessions will cover the three following aspects:
Budget Review: A full check of your monthly income, spending habits, and regular expenses.
Credit Building: Action steps to check, repair, and build or rebuild your credit score.
Debt Solutions: Practical tips and plans to pay off current debts and stay debt-free.
Contact us via email at HOC@dhic.org or by phone at 919-832-4345 x 3019 to schedule an individual financial literacy counseling appointment.
Group Education
Group classes are offered via in-person or virtual formats.
Contact us via email at HOC@dhic.org to schedule a group education appointment.
Guest Speaking
If your organization would like to have a HUD Certified Housing Counselor to facilitate a Financial Literacy workshop; please contact our counseling manager at tammy@dhic.org via the link below or by phone at 919-832-4345 x 3029
Meet Sherri 👋
After feeling overwhelmed by debt, credit, and budgeting, Sherri partnered with DHIC to turn her financial fears into a clear path forward. Today, she’s building lasting confidence and actively pursuing her dream of homeownership.
Where did her journey begin?
Hear it in her words…
“In the beginning, I was honestly afraid. Budgeting, saving, and investing were overwhelming. I didn’t know how to turn my dreams into a realistic financial plan.
Meeting Miss Tammy at DHIC was pivotal. She showed me how money affects my everyday life, decisions, and future. She helped me create a sustainable budget, save with intention, master debt management, and helped me create my first financial roadmap.
I am truly proud of my progress. I’m making informed financial decisions with confidence. My dreams are entirely possible with the right knowledge and strategic actions.”