Foreclosure Prevention

The responsibilities of homeownership can be overwhelming.

DHIC’s Homeownership Center offers foreclosure prevention counseling to help Triangle-area homeowners who are at risk of losing their homes find alternatives to foreclosure. These services include:

Helping homeowners understand their options: keeping your home through a servicer modification or to selling via the short sale process.
Helping eligible homeowners find the additional services that may be available to them.

If you are currently experiencing a homeownership crisis, please contact our Homeownership Advisors & Foreclosure Prevention Specialists at 919-832-4345, extension 2

Tips when Facing Foreclosure

In addition to seeking help from a DHIC housing counselor, homeowners facing foreclosure should consider the following tips:

The earlier a homeowner seeks help, the more viable options they have for saving their home. Homeowners are encouraged to open and respond to all mail from their lenders and from the N.C. Housing Finance Agency. Both parties will provide information regarding the “next steps” in averting foreclosure.
North Carolina has a network of legal aid attorneys that provide help at low or no cost. Legal Aid of North Carolina provides free legal services to eligible clients.
Homeowners should read and understand the terms of all documents, never appoint a foreclosure prevention company to act on their behalf, and get professional advice from an attorney, a real estate professional or a HUD-approved housing counseling agency. Homeowners who believe they were the victim of a foreclosure recovery scam should contact the N.C. Attorney General’s office at (877) 5-NO-SCAM.